Employers operating in the State of Florida are required to provide workers comp insurance to their employees. It is important to speak with a workers comp insurance agent in regard to your workers comp insurance needs.
Due to the amount of people injured while on the job and the conflicts that result in the employees having to sue employers for injuries, the State of Florida requires employers to purchase workers compensation insurance, otherwise known as workers comp.
When it comes to workers comp insurance claims the total extent of benefits depends on whether your injury created no disability, partial disability or total disability. For instance, an accountant who fell at work and broke their ankle may have minor medical bills but is able to return to work the next day. In this instance, workers comp may cover medical bill expenses however, it may not replace income. In the instance that your disability isn’t permanent, but will permanently disable you from working in that specific field, workers comp may have to assist you in finding a new job or career.
Florida is one of the few no competition states in the country. This means that every insurance company offering quotes in FL must offer the same workers comp rates for all class codes.
Certain companies offer certain class codes. It is important to speak with an agent who has access to workers comp markets specific to your line of work.
To speak with an agent at Gould today in regard to your Florida Workers Comp Insurance needs feel free to give us a call at (386) 734 3970