Liquor liability insurance is a coverage all too important for businesses that serve or sell alcoholic beverages. Liquor liability insurance is separate from general liability insurance but can often times be packaged with a general liability insurance policy. The agents at Gould are experts when it comes to writing liquor liability insurance and can tailor a policy to match your needs as far as the type of liquor manufactured, distributed, offered or served. If a customer is involved in an incident related to alcohol and you were involved in the sale of alcohol to the patron, you could be held liable. Many times, liquor liability insurance is purchased alongside property insurance, business personal property insurance or general liability insurance. The agents at Gould can combine coverages in a commercial package policy to fit your needs. If a standalone liquor liability policy is needed, we have your back in that regard as well.
Liquor liability insurance is a form of business insurance that will protect your restaurant or bar against loss or damages claimed as a result of an intoxicated patron. If your business sells, or serves alcohol, then it is a good idea to purchase this coverage.
It is important to note that liquor liability insurance does not cover liquor sales contrary to law or sales to minors.
Whether you are in the hospitality industry, or serve at local events, Gould offers a broad range of liquor liability products for business owners in the State of Florida.
Any establishment in the business of serving alcohol is at risk for lawsuit. Liquor liability insurance is intended to protect food service businesses like taverns, bars, hotels, restaurants, from liability damages in such cases.