Homeowners Insurance Market in Central Florida

homeowners coverage

Representing only A-rated insurance providers, V.W. Gould Agency offers a wide array of homeowners insurance options to Central Florida residents

Having served the Central Florida area for over a century, you can be sure that you are getting none other than the utmost quality service from the representatives at Gould Insurance. We pride ourselves in representing only A-rated insurance providers, thus offering you only the best quality service with the best rate possible.

For a free no obligation quote on homeowners insurance call us today at (386) 734 3970

As an independent homeowners insurance agency we will shop rates between all of our fine companies. This allows us to provide you with a home insurance policy at the best rate possible custom tailored to your specific needs.

What coverage is required for my Florida Homeowners Insurance

A Florida homeowners insurance policy is likely to be an HO-3 or HO-8 policy form. This is otherwise known as a special form or a basic form.

Basic Form

Basic form insurance policies protect against perils including fire, lightning, wind or hail, smoke, explosion, riot and civil unrest, vandalism, or malicious mischief. Perils such as theft and water damage may not be covered. This policy offers protection only for the perils specifically listed in the policy, so you might not be covered as well as you would like.

Special Form

A Special form, otherwise known as an HO-3 is the most common type of homeowners insurance policy. A special form covers all causes of loss except those which are excluded by the policy. Special forms also include loss of use coverage. This pays for the living expense you incur if your home is unlivable after a covered loss or during repairs.

The Insurance representatives at V.W. Gould Agency, Inc. are ready to assist you with any and all of your insurance needs including home, auto, life and business. for a free quote give us a call today at (386) 734 3970.

Serving all of Central Florida including: DeLand, Deltona, DeBary, Daytona Beach, Port Orange, New Smyrna, Orange City, DeLeon Springs, Sanford, Orlando, Lake Mary, Heathrow, Astor, Eustis, Pierson, Ponce Inlet, Ormond Beach, Volusia County, Seminole County, Orange County, and Lake County

Call us today for a free no obligation quote 386 734 3970

Have a question? Fill in the form below and an independent insurance agent will contact you.



201 N. Woodland Blvd.
DeLand, FL 32720
Phone: 386-734-3970


Mon: 9:00 AM – 5:00 PM
Tues: 9:00 AM – 5:00 PM
Wed: 9:00 AM – 5:00 PM
Thurs: 9:00 AM – 5:00 PM
Fri: 9:00 AM – 5:00 PM
Sat: Closed
Sun: Closed