Florida Garage Liability Insurance and its Importance

Having garage liability insurance is not only required by the State of Florida, it is also very important for the long term success of your business.

In order to obtain a license to work or sell vehicles in the State of Florida, a mandatory requirement is that you obtain garage liability insurance. As an auto dealer or mechanic the exposure for a liability claim is there. This is why the State enforces that all auto dealers and mechanics have garage liability coverage in the amount of $25,000. It is important to note that the lowest insurance companies will go in regard to this coverage is $30,000. Starting out your auto dealer or mechanic business this may seem like enough to get you going and legal, however it is important to consider additional coverage’s in order to better protect yourself in the event of a claim.

Additional coverage’s available include:

  • Garage Keepers Insurance
  • Dealers Open Lot Insurance
  • Medical Payments Insurance
  • PIP / Personal Injury Protection Insurance
  • Business Income Insurance
  • Business Property Insurance
  • Building Insurnace
  • Workers Compensation Insurance
  • Commercial Trucker Insurance (if your business includes tow operations)

At Gould we understand the expenses associated with running an auto dealership or mechanic shop. This is why we do our best to find you the best coverage at the most affordable price. As an independent garage liability insurance agency we are able to survey the entire insurance market and find coverage that is right you and your needs. To speak with an agent at Gould today in regard to your garage liability needs feel free to give us a call at (386) 734 3970

Call us today for a free no obligation quote 386 734 3970

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201 N. Woodland Blvd.
DeLand, FL 32720
Phone: 386-734-3970


Mon: 9:00 AM – 5:00 PM
Tues: 9:00 AM – 5:00 PM
Wed: 9:00 AM – 5:00 PM
Thurs: 9:00 AM – 5:00 PM
Fri: 9:00 AM – 5:00 PM
Sat: Closed
Sun: Closed