Florida Boat Insurance – Preparing For Summer Fun

Florida boat insurance

When it comes to looking for the best insurance on Florida Boat Insurance, It is important to know the different coverages as well as ways to get a price break

According to the Florida boating laws, any vessel with any type of motor whether it be a trolling motor, or an offshore boat, must be registered as well as titled. The only exception to this statewide law is non-motorized boats under 16 feet. The law also says that the purchaser of a new vessel has thirty days to apply for a registration as well as a title through the county tax collectors offices.

Important coverage For Your Boat

Some important coverages that are available on a Florida Boat Insurance policy include:

  • Property Damage Liability
  • Bodily Injury Liability
  • Uninsured Boater Coverage
  • Medical Payments
  • Comprehensive Coverage
  • Fishing Equipment Coverage
  • On Water Towing
  • Roadside Assistance
  • Extended Navigational Limits

How can you save money on Florida Boat insurance?

Some easy ways to save money when looking for the best Florida Boat Insurance are listed below

  • Shop around between different insurance carriers
  • Type of boat affects insurance rates as newer boats are more costly to repair
  • Where you live as well as the types of water you use your boat can affect your rates.
  • Another important contributing factor is credit history
  • Florida Boaters Safety Courses can help to qualify you for price breaks
  • Being associated with boating organizations may help qualify you for price breaks as well

At V.W. Gould Agency we serve all of Central Florida including: Daytona Beach, Ponce Inlet, Port Orange, Ormond Beach, DeLand, Deltona, Debary, Sanford, Orlando, Lake Helen, Deleon Springs.

Call us today for a free no obligation quote 386 734 3970

Have a question? Fill in the form below and an independent insurance agent will contact you.



201 N. Woodland Blvd.
DeLand, FL 32720
Phone: 386-734-3970


Mon: 9:00 AM – 5:00 PM
Tues: 9:00 AM – 5:00 PM
Wed: 9:00 AM – 5:00 PM
Thurs: 9:00 AM – 5:00 PM
Fri: 9:00 AM – 5:00 PM
Sat: Closed
Sun: Closed