It is important to know how you are covered for certain instances and not others. It is also important to know whether or not you should be considering additional insurance options such as flood insurance, earthquake insurance, or even insurance for fine arts or expensive luxury items.
Fact 1: Flood Insurance is not covered by a homeowner insurance policy
If you’re home is inundated by a flood, hurricane, or any other type of significant weather event a standard home insurance policy will not cover you. As a Florida homeowner this is an important type of insurance to have.
Fact 2: As a Condominium owner, it is also important to know that your contents will not be covered by unless you have a condominium homeowners insurance policy
In Florida your condominium unit owner’s insurance is likely referred to as an HO-6 policy form, or a condo unit owners form. Whether you need insurance for investment properties, vacation homes, vacant homes, or a luxury home V.W. Gould Agency, Inc. can provide you with the insurance you need.
Fact 3: Location is another important aspect when considering home insurance premiums
For example, if you live near the ocean, or even close to the sea level your insurance premium may be higher. There are many variables to consider when shopping for home insurance. The representatives at V.W. Gould Agency can assist you in making sure that you have the right type of insurance for your home. For more information regarding home insurance check out Florida Homeowners Insurance page or call us today for a free quote! 386 734 3970