Gould is a local Homeowners Insurance Agency with access to companies and can tailor a homeowners policy to your specific DeLand Florida Homeowners Hnsurance needs.
Homeowners insurance is an important coverage and can protect many different aspects of your home including physical damage, your personal belongings, and costs of medical expenses for persons injured on your property. There are many cookie cutter policies that include the basic standard coverage’s but it is important to note all the different optional coverage’s that you can add on.
Coverage’s that are typically included in a homeowners policy include:
- Home Coverage or Dwelling Coverage
- Other Structures
- Personal Property or Contents
- Liability Coverage
- Guest Medical Coverage
- Additional Coverage
There are many different coverage’s you can add to help better protect your home, your belongings and your family. Some coverage’s offered even extend to beyond your property and even travel with you. One coverage that can be helpful in this day and age is identity theft insurance. This coverage offers protection in the event that your identity is stolen.
Flood insurance is not part of a homeowners insurance policy
It is important to note that flood insurance is an entirely different coverage from homeowners insurance and must be purchased separately. There is a 30 day wait period for flood coverage in the state of Florida so it is important to assess whether you need it or not and have it in place if you do. Wind coverage is associated with a homeowners insurance policy however, flood insurance is not.
To speak with an agent at Gould today in regard to your homeowners insurance needs feel free to call us at (386) 734 3970