Restaurant Insurance Coverages to Consider
Having the right insurance coverage is essential for the success and longevity of your restaurant or bar
Whether you own an ice cream shop, cafe, casual dining restaurant, food truck, tavern or bar, having restaurant insurance is essential for the success and longevity of your business. Every business is different and needs vary.
Some of the basic coverages associated with Restaurant Insurance Coverage include:
- General Liability
- Workers Compensation
- Liquor Liability
- Commercial Auto
- Property Insurance
- Renters Insurance
- Business Income
- Food Spoilage
Coverages to Consider
If you own a catering business or use vehicles in the line of work it is essential that you purchase commercial auto insurance coverage. It is important to note that a personal auto insurance policy does cover vehicles used in business.
Florida is prone to storms including tropical storms and hurricanes. If a storm hits and you lose power and are forced to close your doors, loss of income coverage can pay to supplement your income. Another coverage to consider is food spoilage. Food spoilage insurance coverage will replace any food that goes bad as a result of a power outage.
When it comes to insuring your restaurant it is important to consider all available options. At Gould we are here to help ensure that your Restaurant Insurance policy is tailored to your specific needs. For a free quote give us a call today at (386) 734 3970
